If you need an auto loan to finance your new or used vehicle, it is best to establish how much you can afford to pay each month before you head out to the dealership. Take a look at your finances and determine how much of an auto loan payment you can comfortably afford each month.
Then use a auto loan payment calculator to determine what your monthly payment will add up to in terms of an auto loan. DriveChicago has a simple auto loan payment calculator that lets you shop by monthly payment or total loan amount.
Given the current credit crisis, it is no surprise that consumers are wary of their lending options. Thankfully for new- and used-vehicle buyers, there are quite a few options when selecting an auto loan financing provider. Yes, it's more difficult to get approved for auto loans if you poor or bad credit, but if you have a solid income, and a cash to put down, there's plenty low-rate auto loan credit available.
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